Terms of Service

Terms of service for Fino AI

Effective Date: January 9, 2026

Introduction and Acceptance of Terms

Welcome to Fino AI, the AI image and video generator and editor available at www.finoai.net. By accessing or using Fino AI, you agree to be bound by these Terms of Service. If you do not agree with any of these terms, please discontinue use immediately.

Eligibility

You must be at least 18 years old or have reached the age of majority in your jurisdiction to use the service. By using Fino AI, you represent and warrant that you meet this requirement.

Use of the Service

Fino AI provides natural-language image and video generation, photo editing, multi-image remixing, and aspect ratio controls. You agree to use the service in accordance with all applicable local, state, national, and international laws and regulations, these Terms, and any usage policies we publish. Do not mislead, harm, or violate the rights of others when creating or distributing outputs.

User Accounts and Registration

  1. Account Creation: To access certain features of the service, you need to create an account. You must provide accurate and complete information during the registration process.

  2. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

  3. User Responsibilities: You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Content and Intellectual Property Rights

All content provided through Fino AI, including models, interfaces, documentation, and brand assets, is protected by intellectual property laws. The copyright owner of Fino AI is Fino AI.

  • You retain ownership of prompts, reference uploads, and outputs you are legally entitled to create, subject to applicable law and our usage policies.
  • Fino AI retains all rights to the platform, models, safety systems, and associated technology. You may not copy, reverse engineer, distribute, or resell the service without written permission.

User Content License

By submitting prompts, uploads, or other content to the service, you grant Fino AI a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to host, store, process, modify, display, and use your content to operate, improve, and secure the service.

If you choose to make content publicly available through any Fino AI sharing or community features, you grant Fino AI an additional license to display and distribute that content publicly for service promotion and product improvement.

Prohibited Activities

You agree not to engage in any of the following while using Fino AI:

  • Uploading or generating content that infringes intellectual property, privacy, or publicity rights.
  • Producing disallowed content, including harmful, deceptive, or misleading imagery, as described in our usage policies.
  • Interfering with service security, launching automated scraping, or circumventing rate limits and access controls.
  • Reverse engineering the service or using it to build competing offerings without authorization.
  • Sharing personal data of others without consent, or attempting to exploit or harm minors.
  • Uploading malware, phishing content, or other harmful code.
  • Impersonating individuals, brands, or organizations in a misleading or deceptive way.

Privacy and Data Collection

Fino AI collects account information, usage analytics, device identifiers, cookies, payment details, and generated content to deliver and secure the service. For more details on how we handle your data, please review our Privacy Policy.

Pricing and Payments

  • Payments are processed by third-party payment providers
  • All purchases are final and non-refundable unless otherwise required by law or specified in our Refund Policy
  • Prices are subject to change with notice to users
  • You agree to pay all charges associated with your selected plan
  • Payment terms are based on your selected payment method and plan

Termination

We reserve the right to terminate or suspend your access to the service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the service, us, or third parties.

Upon termination, your right to access and use the service ends immediately. Any provisions that by their nature should survive termination, including intellectual property, payment obligations, disclaimers, limitations of liability, and indemnification, will survive.

Disclaimer of Warranties

The service is provided on an "as is" and "as available" basis. We make no warranties or representations about the accuracy, reliability, or availability of the service and disclaim all warranties to the fullest extent permitted by law.

Limitation of Liability

To the fullest extent permitted by law, Fino AI and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the service.

Indemnification

You agree to indemnify and hold harmless Fino AI, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the service or violation of these Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Fino AI operates, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms or the service shall be resolved through binding arbitration where permitted, unless a different process is required by applicable law.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the service after any changes signifies your acceptance of the new terms.

Feedback

If you provide feedback, suggestions, or ideas about the service, you grant Fino AI a perpetual, irrevocable, worldwide, royalty-free right to use and incorporate that feedback without compensation.

Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and Fino AI regarding the service.
  • Severability: If any provision is found unenforceable, the remaining provisions will remain in effect.
  • Waiver: Failure to enforce any provision is not a waiver of future enforcement.
  • Assignment: You may not assign these Terms without our consent. We may assign these Terms without restriction.

Contact Information

If you have any questions about these Terms, please contact us at [email protected].

By using Fino AI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for creating with Fino AI!

Terms of Service